Choose Freedom.

The only bank account that lets you

choose your​ savings and borrowing interest rates

Choose Rate

Get Matched

Start Saving or Earning

Learn More About Using Froogal

Choose your savings rate
Choose your borrowing rate

Take Control of

Your Rates


Choose a savings and borrowing rate that works for you and Froogal matches you with real people, banks, and credit unions. 

Personal Finance



Personal finance is a complicated process. 

Here are tips and resources to help with your research.

Frequently Asked Questions

How does this


Froogal lets you choose the rates you earn or pay on your savings account and loans.  

Once you choose a rate, Froogal will match you with individuals and institutions willing to pay or lend.

Why should I use


Froogal gives you the ability to save and earn thousands more every year.

We take the power away from individual banks & lenders by opening the competition for your money & borrowing requests to everyone

Does Froogal cost


Froogal is completely free to join.

No minimum balances, transaction limits, or overdraft fees.

Froogal takes a small fee for facilitating lending but that's it.

Meet the Team


Co-Founder & CEO


Co-Founder & CTO

Contact us

Deposits with Froogal are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

Deposits with Froogal are also not the obligation of or guaranteed by the underlying banking institutions. 

Although it is unlikely, you could lose money holding funds with Froogal.  

Froogal Inc. via the online web platform (“Froogal”) offers a software-based wealth management engine that delivers automated financial planning tools to help users achieve better outcomes.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. ​

Neither Froogal Inc. nor its affiliates are a bank. 

"Featured" banks and deposit rates on Froogal should not be construed as recommendations or investment advice.  Users should conduct their own research before selecting a deposit option and are wholly responsible for their bank selection. Rates displayed are updated weekly based on listing on Rates displayed are subject to change at any time by the underlying banks.  If rates should change, Froogal will notify users once identified. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customers can only open accounts via online web portal or App.  All funds incoming transfers must be from federally regulated banks & credit unions that are subject to the same BSA/AML compliance laws.

© 2020 Froogal Inc. All rights reserved.