Choose Borrowing Rate.

Your outstanding student debt interest rate is way too high.

We suggest you choose much lower.

How it Works

Choose a rate that works for you. Get matched with individuals & institutions.


That's it.

Best used for student debt refinancing and small business loans.

Benefits of Borrowing on Froogal

Name your price

Choose your rate and get matched with individuals and institutions. 

Simple Terms

9-month loans. Monthly payments. No origination fees. Savings secured.

Keep Federal Protections

Forgiveness, postponement, suspension of payments, temporary 0% interest.

Personal Finance

Tips and



Personal finance is a complicated process. 

Here are tips and resources to help with your research.

Frequently Asked Questions

How can I borrow on


Borrowing has never been easier.

Transfer over your savings to Froogal, choose your borrowing rate, select a borrowing amount (maximum loan = your total savings on Froogal), let Froogal find you a match, receive loan!

It's not rocket science folks - it's just feels odd because you now control the situation and not your bank.

What types of loan is

this best for?

Student Loan Refinacing

Small Business Loans 

Home mortgage refinancing

Can you explain


You can borrow up to the total amount you have in savings.

So if you have $5,000 in savings, you can obtain a $5,000 loan.

Where can I obtain

more information?


Just email our CEO directly (yes, seriously it's his actual email) at

He will answer any and all questions you could ever have.

Contact us

Deposits with Froogal are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

Deposits with Froogal are also not the obligation of or guaranteed by the underlying banking institutions. 

Although it is unlikely, you could lose money holding funds with Froogal.  

Froogal Inc. via the online web platform (“Froogal”) offers a software-based wealth management engine that delivers automated financial planning tools to help users achieve better outcomes.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. ​

Neither Froogal Inc. nor its affiliates are a bank. 

"Featured" banks and deposit rates on Froogal should not be construed as recommendations or investment advice.  Users should conduct their own research before selecting a deposit option and are wholly responsible for their bank selection. Rates displayed are updated weekly based on listing on Rates displayed are subject to change at any time by the underlying banks.  If rates should change, Froogal will notify users once identified. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customers can only open accounts via online web portal or App.  All funds incoming transfers must be from federally regulated banks & credit unions that are subject to the same BSA/AML compliance laws.

© 2020 Froogal Inc. All rights reserved.