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Your savings account and student loans rates

don't have to suck

The only banking app that lets you choose the rates


Earn more on your savings


Pay less on your student loans

Rates displayed on phone screen are current as of 12.1.2020.

Earnings/payment reduction displayed is an estimate based on a $20,000 savings balance and/or $20,000 student loan borrowing. 

Actual outcomes could be higher or lower based on marketplace bidding.

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Personal Finance



Personal finance is a complicated process. 

Here are tips and resources to help with your research.

Frequently Asked Questions

How does this


Froogal lets you choose the rates you earn or pay on your savings account and outstanding student loans.  

Once you choose a rate, Froogal will match you with individuals and institutions willing to pay or lend.

Why should I use


Froogal gives you the ability to save and earn thousands more every year.

We take the power away from individual banks & lenders by opening the competition for your money & borrowing requests to everyone

Does Froogal cost


Froogal is completely free to join.

No monthly subscriptions, minimum balances, transaction limits, or overdraft fees.

Froogal takes a small fee only when we find you a match.

Meet the Team


Co-Founder & CEO


Co-Founder & CTO

Contact us

Deposits with Froogal are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

Deposits with Froogal are also not the obligation of or guaranteed by the underlying banking institutions. 

Although it is unlikely, you could lose money holding funds with Froogal.  

Froogal Inc. via the online web platform (“Froogal”) offers a software-based wealth management engine that delivers automated financial planning tools to help users achieve better outcomes.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. ​

Neither Froogal Inc. nor its affiliates are a bank. 

"Featured" banks and deposit rates on Froogal should not be construed as recommendations or investment advice.  Users should conduct their own research before selecting a deposit option and are wholly responsible for their bank selection. Rates displayed are updated weekly based on listing on Rates displayed are subject to change at any time by the underlying banks.  If rates should change, Froogal will notify users once identified. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customers can only open accounts via online web portal or App.  All funds incoming transfers must be from federally regulated banks & credit unions that are subject to the same BSA/AML compliance laws.

© 2020 Froogal Inc. All rights reserved.