• Kale

Froogal: Featured Banks RATES & REVIEWS

An inside look at all of the September featured banks/credit unions on Froogal.


First the basics for beginners:

Froogal works in a club savings format.

Users have full control over their own money at all times.

Froogal simply allows users to pool their savings together in order to access the highest deposit rates at any bank/credit union.


No banks with lower than a "B" health rating (per depositaccounts.com) or determined by our internal team of former US National Bank regulators as unsafe will featured on the platform.


If users want to access a higher minimum balance tier, they need to "pre-select" the specific bank with other users. "Pre-selection" allows Froogal keep track of the amount of users and deposits to be transfered + to notify participating users when minimum balance requirement will be met.


As Froogal grows, users will continuously gain access to more absurd rates together ($100M, $250M minimum balance requirements).


Banks & Rates available to all users with NO BALANCE REQUIREMENTS.


BlueVine Bank


Rate: 1.00%


Bluevine is a digital-first play with banking services brought to us by The Bancorp Bank.

Bancorp current maintains $5.5B in deposits, of which $2.3B are uninsured.


Bluevine currently has a "B" Health rating, per depositaccounts.com.


Affinity Federal Credit Union


Rate: 0.90%


Affinity federal credit union is a credit union that primarily serves New Jersey and Conneticut but is available to essentially anyone. The credit union maintains $3.6B in total assets.


Affinity currently has a "B+" Health rating, per depositaccounts.com.


Banks & Rates available with $100,000 balance requirement.


Greenwood Credit Union


Rate: 1.00%


Greenwood credit union is a credit union that serves members across the United States. The credit union maintains $617M in total assets and $556M in total deposits.


Greenwood currently has a "B+" Health rating, per depositaccounts.com.


Premier America Credit Union


Rate: 0.80%


Premier America Credit Union is a credit union that serves members across the United States. The credit union maintains $2.8B in total assets and $2.5B in total deposits.


Premier America currently has an "A" Health rating, per depositaccounts.com.



Banks & Rates available with $250,000 balance requirement.


Premier America Credit Union


Rate: 1.00%


Premier America Credit Union is a credit union that serves members across the United States. The credit union maintains $2.8B in total assets and $2.5B in total deposits.


Premier America currently has an "A" Health rating, per depositaccounts.com.


Langley Federal Credit Union


Rate: 1.05%


Langley FCU is a credit union that serves members across the United States. The credit union maintains total assets of $3.1B and $2.5 in total deposits.


Langley currently has an "A" Health rating, per depositaccounts.com.



Banks & Rates available with $500,000 balance requirement.


Premier America Credit Union


Rate: 1.00%


Premier America Credit Union is a credit union that serves members across the United States. The credit union maintains $2.8B in total assets and $2.5B in total deposits.


Premier America currently has an "A" Health rating, per depositaccounts.com.


Wings Financial Credit Union


Rate: 1.26%


Wings Financial is a credit union that serves specific metro areas within the United States. The credit union maintains $5.6B in total assets and $4.5B in total deposits.


Wings currently has an "A+" Health rating, per depositaccounts.com.




Contact us

team@froogal.us

Froogal Inc. via the online web platform Froogal.us (“Froogal”) offers a software-based wealth management engine that delivers automated financial planning tools to help users achieve better outcomes.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. ​

Neither Froogal Inc. nor its affiliates are a bank. 

"Featured" banks and deposit rates on Froogal should not be construed as recommendations or investment advice.  Users should conduct their own research before selecting a deposit option and are wholly responsible for their bank selection. Rates displayed are updated weekly based on listing on www.depositaccounts.com. Rates displayed are subject to change at any time by the underlying banks.  If rates should change, Froogal will notify users once identified. 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Customers can only open accounts via online web portal or App.  All funds incoming transfers must be from federally regulated banks & credit unions that are subject to the same BSA/AML compliance laws.

© 2020 Froogal Inc. All rights reserved.